Two-thirds of Americans can’t pass a basic financial literacy test. Couple that with tens or even hundreds of thousands of dollars of credit card debt and student loans and you see that we’re in trouble as a country financially. I enjoy writing personal finance articles that help the average person navigate banks and credit cards. Here are some examples.
How Much Money Do You Need in Your Emergency Home Repair Fund?
A home repair emergency fund can save you from financial disaster. If you don’t have money set aside for repairs, you might be tempted to use your credit card. However, unless you’re able to pay them off immediately, charging costly home repairs is never a wise financial idea — it’ll accrue interest and leave you with an even larger bill later.
5 Credit Card Trends for 2018
Credit cards usage is nearing pre-Great Recession levels as Americans feel more confident about their jobs and economy. Economists and consumers are optimistic about 2018, but what can you expect for credit cards? Here are five things to watch in 2018.
A Whole New World of Rewards for Disney Fans
You no longer have to wish upon a star to have Mickey Mouse, Tinker Bell or even Yoda on your credit card. Chase offers two Disney-branded credit cards with all kinds of Disney-related perks.
Credit Card Perks that Honor Active-Duty Military
As a way to say “thank you,” both the country and credit card companies offer special benefits for active-duty military members and, in some cases, their spouses. Let’s take a look at military credit card benefits, how to request them and some top cards for active military personnel.
American Express Waives Annual Fees for Military Personnel, Their Spouses
American Express offers quite the money-saving perk to military personnel: The issuer waives the annual fees for its credit cards – even for The Platinum Card® from American Express, which comes with a $550 annual fee price tag.
Which Capital One Credit Card is Right for You?
Capital One is one of the most widely known credit card brands with its celebrity pitch people asking “What’s in Your Wallet?” Capital One has many credit cards that sound so similar that it might be difficult to know which one to choose. Here’s a head-to-head comparison of several Capital One credit cards that boils down the differences.
5 Ways Credit Cards Can Improve Your Health
Credit cards can hurt your mental – and, of course, your financial – well-being if used improperly. But, when used correctly and smartly, your overall physical, mental, and financial health can actually benefit when you use your credit cards. Here are five cards that can improve health.
Personal Loan Guide
Personal loans can be a powerful tool to help pay down credit card debt, secure cash for emergencies, or help with a major home project. But lenders also need to avoid pitfalls. Here is a guide to personal loans and which are the best banks for specific needs.