People know they need insurance, but they usually don’t like to think about. I’ve written extensively about health insurance and had a weekly column for HealthLeaders Media. The topic interests me. There isn’t a more important type of insurance. It directly relates to your health and can be a life or death decision. Home and auto insurance are not life and death, but choosing the wrong coverage can hurt your wallet and savings. Here are some examples of my insurance writing.
5 Payer Trends to Watch in 2018
Looking ahead to next year, you can expect payers to implement more cost-saving measures and push for value-based contracting. Here’s a look at five payer trends to watch for in 2018, and some tips for preparing to deal with them.
Health Reform Driving Payer-Provider Partnerships
Payers and providers have for decades stayed in their silos, leading to a more fractured and adversarial healthcare system. That relationship, however, is starting to soften for many in the industry. Payer-provider partnerships put the two groups on the same team in hopes of reducing costs and improving care and outcomes through sharing data and better communication.
DOJ Sends Warning Shots on Medicare Advantage Overpayments
The Medicare Advantage program seems to be hitting the sweet spot, but its popularity and more money going to the program has brought more scrutiny. The Department of Justice is investigating Medicare Advantage payers and involved in multiple court cases.
Uneasy Payers Seek More Guidance as ACA Exchange Deadline Nears
The Washington, D.C., drama of will they/won’t they in terms of whether Republicans will pay cost-sharing reduction payments to insurers in the ACA exchanges is making payers nervous. Here’s what is going on in the industry.
Cheapest Car Insurance By Age and State
Car insurances vary depending on age and location. Riskier drivers, such as young adults or older adults, usually pay higher rates. That’s also the case for drivers who live in high-risk areas with a lot of car thefts and break-ins. In this article, I dug into the data and focused on the numbers for each age group and state — and why the states with the cheapest insurance had the best rates.
What’s the Difference Between PPO, HMO, HDHP, POS, EPO?
Many Americans struggle with health insurance literacy. The industry is confusing and in many cases, people put off health decisions because they’re confused by the whole process. In this guide, I wrote about five of the most popular health insurance plans to help people make the right decision for your circumstances.
High Deductible Health Plans Survey
High deductible health plan memberships have grown rapidly as employers and insurers look for ways to save money. People enrolled in high deductible plans like not having to pay high premiums, but how are the plans affecting care. Here’s an article about a survey that we did on the topic.
Homeowners Insurance Discounts Guide
Homeowners often don’t realize they can save as much as 25 percent off their home insurance bill. Home insurance companies offer many discounts. This guide looks at how home insurance discounts work, examples of home insurance discounts that most insurers offer, limits on how much you can save on discounts, and other ways to save on your home insurance bill other than discounts.
Hurricanes and Home Insurance Guide
Home insurance usually covers hurricane damage claims differently for people who live in coastal states. This guide looks at the differences and how homeowners can protect themselves before a hurricane hits and they’re left with a damaged or destroyed home.
Health Savings Accounts Likely to Change
More people have health savings accounts (HSAs) connected to high-deductible health plans (HDHPs) than ever before — and that number could skyrocket in coming years, as the Republican-controlled Congress and White House look to make changes to healthcare. This article talks about HSAs, their growing popularity, and what to expect in the coming years.
Healthcare Consumerism – Will It Catch On?
Healthcare consumerism is seen as a way to reduce costs and make better healthcare consumers. The idea trumpets giving people more information about cost and quality so they can make better healthcare decisions. However, skeptics view healthcare consumerism as just a way to pass more healthcare costs onto individuals. This article takes a look at healthcare consumerism and how a Republican-controlled White House could put emphasis on the idea.